Privacy
Policy
Who we are
Oreana is a an industry leading property development, construction and investment group.
Leaving Your Contact Details
In relation to this Privacy Policy, please be advised that by signing up to receive materials, downloading resources or leaving contact details, either on Oreana’s website or via one of Oreana’s online advertisement contact forms, you consent to be contacted by Oreana with information on market insights, services, events, and other investment materials. If you do not wish to receive regular communication, you can unsubscribe at any time by using the relevant subscription functionality embedded in the marketing communication or contact Oreana and request to be unsubscribed.
About This Policy
This policy describes how we collect, hold, use and disclose your personal information under applicable Privacy Laws. Oreana is bound by the Privacy Act 1988 (Cth) (‘Privacy Act’) and we manage and protect your personal information in accordance with the Australian Privacy Principles (APPs).
Respecting Your Privacy
This notice applies to your dealings as a client with Oreana. The confidentiality and privacy of your information is important to us. Depending on the type of client you are, where you reside and how we store and process your information, you may be covered by the Hong Kong Personal Data (Privacy) Ordinance and/or the Australia Privacy Act. Oreana is bound by the Privacy Act 1988 (Cth) (‘Privacy Act’) and we manage and protect your personal information in accordance with the Australian Privacy Principles (APPs). If these laws do apply to you, then we comply with the relevant privacy principles those laws have established with respect to you and your personal information or personal data. We recommend you read and understand the following provisions relating to our collection, use and handling of your information.
Sensitive information
The Privacy Act protects your sensitive information — such as information about your religion, ethnicity, health or biometrics (for example, your fingerprints). If we need this type of information, we’ll ask for your permission — except where otherwise allowed by law.
Your Personal Information
We and/or our officers, employees, contractors and agents collect, hold, use and disclose information to assist us in our relationship with you. This information is collected from you, from the transactions performed on your behalf and/or from other persons and organisation’s. If you do not provide the information, we need we may not be able to provide you with the product or service you have requested. We may also be required by law to collect information from or about you for certain purposes (for example, to identify you).
The types of information collected include but are not limited to:
• information which identifies you (your name, date of birth, contact details, residence and citizenship status);
• information which relates to your financial affairs, business, employment, income or assets;
• information which arises or is required in connection with the transactions you do with us or through us;
• information which helps us to process applications made by you for particular products and services; and
• information relevant to product development or marketing.
How We Collect Your Personal Information
We collect your personal information directly from you or from third parties once authorisation has been provided by you. You have the right to refuse us authorisation to collect such information from a third party.
How We Use Your Personal Information
We collect, hold, use and disclose personal information so we can provide you with financial and credit products, advice and service relevant to your needs. We may also collect, use and disclose your information for related purposes such as:
• Complying with our legal obligations, such as verifying your identity
• Assisting with your questions and complaints
• Arranging for services to be provided by third parties
• Internal operations, such as record keeping, data analytics, auditing or training
• Promotion of other products and services that may be of interest to you
We collect, use, hold and sometimes disclose personal information about financial advisers, credit representatives and other people who we do business with (including employees) in order to administer and manage our business operations. This information is afforded the same standard of care as that of our clients.
How We Store and Secure Your Personal Information
We keep your personal information in your client files or electronically. These files are accessible to authorised personnel only and are appropriately secured and subject to confidentiality requirements. Personal information is treated as confidential information and sensitive information is treated as highly confidential. It is a legislative requirement that we keep all personal information and records for a period of 7 years.
Accessing and Updating Personal Information
Any request to do or have done any one or more of the above things (which you may or may not be entitled to do, depending on who you are and in which jurisdiction or country you deal with us) or to raise any concern you have regarding the privacy of your Data and Account Information should be made to us in writing and addressed to the privacy officer named below.
There may be circumstances where we refuse to provide you with the information you request, for example when the information is commercially sensitive. In these situations, we will inform you and provide an explanation as to why.
We will deal with requests for access to your personal information as soon as possible and aim to respond within 10 business days. The time we require will depend on the type of information requested.
It is important that we have your contact details such as your current home and email addresses and phone number, you can update your personal information over the phone, by contacting your adviser or broker or electronically.
Your Rights
You may do the following things in respect of any of your Data and Account Information that is protected by the Hong Kong Personal Data Privacy Ordinance and the Code of Practice on Consumer Credit Data issued under that Ordinance and/or the Australia Privacy Act 1988 (Cth) (‘Privacy Act’):
• Check whether we hold personal data about you and the right of access (with some exceptions) to such data;
• Require us to correct any personal data relating to you which you establish is inaccurate;
• Ascertain our policies and practices in relation to personal data and to be informed of the kind of personal data held by us.
Important
This document provides an overview of our privacy policies and procedures (in addition to those that may apply in respect of specific Services and transactions), disclosures that we are required to make by law and a summary of certain Regulations. It is not intended to constitute legal advice in relation to your rights under any privacy legislation or any other matter.
Contact Us About Privacy
Further information about our privacy policies and procedures can be obtained from our office.
Please address to:
Oreana
Level 17, 627 Chapel Street,
South Yarra, Victoria 3141 Australia
Tel: (61) 3 9804 7113
Complaints About Privacy
If you are concerned about how your personal information has been collected, used or disclosed and you wish to make a complaint. Please contact us at the details outlined above.
We will acknowledge your complaint in writing within one business day of receiving it, or as soon as is practicable, and a written response will be provided within 30 calendar days after receiving the complaint. If your complaint takes longer than 30 days to respond to, we will notify you as soon as we become aware of this.
The Australian Financial Complaints Authority (AFCA) can consider certain privacy complaints relating to either the provision of credit or credit reporting information in general.
The Contact Details for AFCA are:
Australian Financial Complaints Authority
Online: afca.org.au
Email: info@afca.org.au
Phone: 1800 931 678 (free call)
Mail: Australian Financial Complaints Authority
GPO Box 3 Melbourne VIC 3001
